However, the process doesn’t always go smoothly. The same goes for deposits that you make from your account towards an external account. Normally, deposits made to your account simply reflect on the dashboard once they have been processed.

This way, users can send and receive deposits directly without leaving the application. These direct deposits are conducted directly into a bank account instead of through a physical paper or check. Overdraft protection is a special service that protects against the situation of non-sufficient funds (NSF).ĭoes Chime Show Pending Deposits? Photo by RobotsĪs mentioned, the direct deposit feature is one of Chime’s more unique and interesting features. They also offer overdraft protection of up to USD 200. Savings roundups are when small amounts from your transactions into a savings or investment account. The company also offers savings roundups and overdraft protection. Not to mention, the company also offers its very own credit card for users to purchase goods and services. It’s like an early paycheck that the bank advances and then recovers from your paycheck. An early direct deposit allows users with regular paychecks to access the equivalent of their money two days in advance. Chime also offers a new and unique financial product called early direct deposits.

Direct deposit to chime bank